Frequently Asked Questions

FAQ

Frequently Asked Questions

Are you in search of clarity and guidance? Take a closer look below to embark on your journey toward making well-informed decisions.

How do I know my eligibility for financing?

Each financial institution has its own eligibility criteria, and various assessment methods are used. Please arrange a call back for the best assessment.

Can I get financing without offering collateral?

Unsecured financing is available. For salaried clients, a personal financing can be arranged, and for self-employed individuals, business or personal financing can be arranged.

Who can be a co-applicant in a joint financing?

Spouse, siblings, parents, and even friends can apply for joint financing.

What is the maximum financing value I can get on a property?

The maximum amount depends on the loan type and the lender. For home loans, banks typically fund up to 75–90% of the property’s value, in line with RBI norms. For loan against property, most lenders offer 50–70% of the current market value. Grab Capital compares our partner banks and NBFCs to find the highest amount you are eligible for — the final sanction rests with the lender, based on your profile and documents.

What charges do I need to bear for raising funds?

There are statutory government charges and bank processing fees that the applicant needs to pay.

Product related FAQs

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Contact information

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