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Overview of Product

Refinance Home Loan in Bangalore, India

Refinancing involves swapping your current mortgage for a new one, and Grab Capital makes this process seamless. Whether it’s for home improvements, education costs, debt consolidation, or other major expenses, we help you access your home’s equity.

Lower interest rates, reduced EMI payments, debt consolidation, or additional features in your financing may be the reasons behind your choice to refinance. Our committed mortgage consultant is with you every step of the way, ensuring a smooth refinancing journey.

Features and Benefits

Why Chose Grab Capital ?

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Refinance Home Loan EMI Calculator in Bangalore, India

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Calculate Your EMI Below and Apply with Confidence!

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Interest Rate in %
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Total Interest Payable

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Eligibility Criteria for Refinance Home Loan in Bangalore, India

Our Refinance or Balance Transfer eligibility criteria at Grab Capital are thoughtfully crafted to simplify the financing application process, ensuring a hassle-free experience for you.

Documents required for Refinance Home Loan in Bangalore, India

At Grab Capital, we prioritize your convenience. Our Refinance or Balance Transfer application process is streamlined, requiring minimal documentation.

Note: Please be aware that the list of eligibility and documents mentioned above for the fund is not exhaustive. Additional documentation may be necessary as part of the application and processing requirements.

Ready to Secure Your Funds?

Your Eligibility Is Confirmed, It’s Time to Apply for the Funds You Need to Achieve Your Financial Goals!

FAQ's

Frequently Asked Questions

What is Refinancing or Balance Transfer?

Refinancing, also known as a balance transfer, refers to the process of transferring an existing financing from one lender to another in order to take advantage of more favorable terms, such as lower interest rates, better financing terms, or improved repayment options. This is commonly done for home financing, personal financing, and other types of financing.

Why should I think about refinancing my home financing balance?

When dealing with high home financing interest rates, refinancing can provide a solution. If you come across a lender offering more favorable terms, such as lower rates, consider refinancing. It can lower your monthly EMIs, cut interest expenses, and potentially shorten the financing duration.

Can I move the remaining money on my home financing to another bank or financial institution?

Certainly, the home financing balance transfer option enables you to shift your remaining home financing amount from one bank or financial institution to another lender. 

If my credit is bad, can I transfer the remaining sum on my home financing?

We recommend that applicants for a home financing balance transfer have a CIBIL score of 700 or higher. A lower credit score, below 700, might impact your eligibility and approval. It’s advisable to maintain a consistently high CIBIL score.

Is it possible to transfer the home financing balance before the initial financing term is up?

Typically, you can consider transferring your home financing after the lock-in period has expired. However, specific terms and conditions may apply to different individuals. To get detailed information, we recommend contacting Grab Capital Home Financing Customer Care.

Contact information

Feel free to get in touch with us anytime – we’re here to assist you!

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Refinance or Balance Transfer