Overview of Product
Credit Cards
Credit cards function similarly to debit cards in appearance but provide short-term financing instead of direct fund deduction. The financing may or may not accrue interest, depending on timely repayment. In a billing cycle, you have a grace period of around 30 days before your payment is due. Paying the balance in full during this period avoids interest charges.
Credit cards offer credit building, rewards like cashback, travel benefits, and 0% interest promotional periods. Good credit can lead to favorable financing rates, while rewards and bonuses offer valuable perks.
Features and Benefits
Why Chose Grab Capital ?
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EMI
Total Interest Payable
Total Amount
Eligibility Criteria for Credit Card
Our Credit Card eligibility criteria at Grab Capital are thoughtfully crafted to simplify the application process, ensuring a hassle-free experience for you.
- Applicants must be 18 Years or above
- Should be salaried or self-employed
- Good Credit Score i.e. 700 or above
Documents required for Credit Card
At Grab Capital, we prioritize your convenience. Our Credit Card application process is streamlined, requiring minimal documentation.
- Identity Proof
- Residence Proof
- Bank account Statement
Note: Please be aware that the list of eligibility and documents mentioned above for the fund is not exhaustive. Additional documentation may be necessary as part of the application and processing requirements.
Ready to Secure Your Funds?
Your Eligibility Is Confirmed, It’s Time to Apply for the Funds You Need to Achieve Your Financial Goals!
FAQ's
Frequently Asked Questions
A credit card is a financial instrument that allows users to make purchases, both online and offline, on credit. Typically, cardholders can avoid paying interest on their purchases by settling their credit card bills before the due date.
Certainly. Thanks to the online application process, your credit card application may be approved within one day. However, it’s important to note that receiving the physical credit card may take longer.
The credit limit represents the highest spending amount available on your card. Having a higher credit limit not only allows for more spending but can also have a positive impact on your credit score.
Indeed, numerous credit cards provide complimentary access to both domestic and international airport lounges.
The usability of your credit card in other countries depends on its global acceptance, as indicated by the card issuer. Nevertheless, it’s important to note that foreign transaction fees might be applicable for purchases made abroad.