Frequently Asked Questions

FAQ

Frequently Asked Questions

Are you in search of clarity and guidance? Take a closer look below to embark on your journey toward making well-informed decisions.

How do I know my eligibility for financing?

Each financial institution has its own eligibility criteria, and various assessment methods are used. Please arrange a call back for the best assessment.

Can I get financing without offering collateral?

Unsecured financing is available. For salaried clients, a personal financing can be arranged, and for self-employed individuals, business or personal financing can be arranged.

Who can be a co-applicant in a joint financing?

Spouse, siblings, parents, and even friends can apply for joint financing.

What is the maximum financing value I can get on a property?

For salaried individuals, you can get up to 95% of the property’s market value, and for self-employed, it can be up to 120%.

What charges do I need to bear for raising funds?

There are statutory government charges and bank processing fees that the applicant needs to pay.